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BPHS Ch. 41 Sl. 9-15 gives one wealth rule per planet: the planet in its own sign as the ascendant, joined or aspected by two or three named planets. How the engine tests all seven, which ones appear in the sample (18 of 3,000 moments), and a worked chart.

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In short

Dhan Yoga (Wealth) is a set of seven rules from BPHS Ch. 41 Sl. 9-15, one per planet: the planet sits in its own sign as the ascendant and is joined or aspected by named partners - for example Mercury rising in Gemini or Virgo with Saturn and Jupiter linked to it. This app tests all seven as listed; they fired in 18 of 3,000 sampled birth moments 1985-2060.

BPHS Ch. 41 has two wealth tables. The first, Great Affluence, is built on the 5th and 11th houses. The second, given here, is built on the ascendant: each of the seven planets has one rule in which it rises in its own sign and is supported by named partners. The engine tests all seven and reports any that is met as Dhan Yoga (Wealth). This page gives the table, the engine's test, the counts from its sample and a worked chart. For what any yoga is worth in general, see what a yoga in your chart means; for the wider family, the Dhana Yoga glossary entry.

The rule: seven conditions from BPHS Ch. 41 Sl. 9-15

For each row, the ascendant sign must be one of the planet's own signs (swakshetra), the planet must be in it - in the 1st house - and every named partner must be either in the 1st house too or casting an aspect on it.

BPHS Ch. 41Rising in its own signJoined or aspected by (all)Moments in sample
Sl. 9Sun (Leo)Mars, Jupiter2
Sl. 10Moon (Cancer)Mercury, Jupiter0
Sl. 11Mars (Aries or Scorpio)Mercury, Venus, Saturn1
Sl. 12Mercury (Gemini or Virgo)Saturn, Jupiter5
Sl. 13Jupiter (Sagittarius or Pisces)Mercury, Mars0
Sl. 14Venus (Taurus or Libra)Saturn, Mercury4
Sl. 15Saturn (Capricorn or Aquarius)Mars, Jupiter6
Rows paraphrased from the corpus translation of BPHS Ch. 41 and matched against the engine's WEALTH_YOGA table. Counts: same 3,000-moment walk as engine-facts.mjs, tallied from detectYogas output, run 2026-10-13.

The "joined or aspected" test uses the engine's ordinary aspects: every planet aspects the 7th sign from itself; Mars also the 4th and 8th; Jupiter the 5th and 9th; Saturn the 3rd and 10th (the special aspects). So a partner satisfies the condition if it is in the 1st house, in the 7th, or - for Mars, Jupiter and Saturn - in one of the houses from which their special aspects reach the 1st. Nothing else is tested: not the dignity or combustion of any planet, not whether the partners are strong, and not any affliction.

Where a partner has to stand

Because the engine's aspects are fixed counts of signs, the houses from which each partner can reach the ascendant can be listed once. A partner standing anywhere else does not satisfy the rule.

PartnerHouses that link it to the 1stHow
Sun, Moon, Mercury, Venus1, 7Conjunction, or the 7th aspect
Mars1, 7, 10, 6Plus its 4th aspect from the 10th and its 8th aspect from the 6th
Jupiter1, 7, 9, 5Plus its 5th aspect from the 9th and its 9th aspect from the 5th
Saturn1, 7, 11, 4Plus its 3rd aspect from the 11th and its 10th aspect from the 4th
Derived from aspectedHouses() in the engine; whole-sign houses from the ascendant.

This makes the rows uneven in difficulty. A row whose partners are Mars, Jupiter or Saturn gives each partner four possible houses; a row that needs Mercury or Venus gives that partner only two, and both of those planets are tied to the Sun's position as well. The Sun row needs the Sun rising in Leo - a birth around sunrise in the weeks the Sun is in Leo - with Mars and Jupiter placed in one of four houses each. The Mercury and Venus rows usually put the rising planet close to the Sun too, so they also tend to fall near sunrise. These are descriptions of the geometry, not part of BPHS's rule, but they explain why some rows did not appear in the engine's sample at all.

Readings the engine had to settle

  • BPHS writes "yuti with, or receiving a Drishti from" the partners. The engine reads that per partner: each named planet must be either conjunct or aspecting, and different partners may use different routes, as in the example below.
  • All the named partners are required. Sl. 11 names three for Mars; the engine requires all three, as the sloka lists them together.
  • Mercury's own signs include Virgo, which the engine also grades as exaltation and moolatrikona for parts of the sign. For this rule only the own-sign membership matters, so Mercury rising anywhere in Virgo qualifies.

What the classical texts say

BPHS introduces Ch. 41 with the claim that one born to its yogas "will surely become wealthy", and each of Sl. 9-15 ends with "one will be wealthy" or "the native will be rich" - plainer language than the "great riches" and "very affluent" of the Great Affluence rows. The chapter then qualifies itself twice. Sl. 16 says the 9th and 5th lords, and planets joined with them, give wealth during their dasha periods. Sl. 17 says all the yogas should be judged "after knowing favourable, or unfavourable dispositions of the participant Grahas and their strength and weakness".

The engine's sentence keeps the self-made emphasis that an ascendant-based rule suggests: "Classically read as a strong, self-sustaining source of prosperity tied directly to personal capability, not inheritance or luck." The engine comment explains why Ch. 41 was implemented when the general Raj Yoga chapter was not - its rules are enumerable, one per planet - and records that the divisional-dignity refinements of Sl. 18-34 are not built. Jyotisha Siddhanta Sara's yoga chapter (pp. 145-154, read from page images) does not reproduce this table, and Saravali's "Dhana Yoga" (Ch. 13 Sl. 32) is a different rule about benefics in upachayas from the Moon, which this app does not compute.

Why some rows are harder than others

A partner can reach the ascendant by conjunction or aspect, and Mercury and Venus have only the 7th aspect. Mercury and Venus also stay near the Sun. So rows that need Mercury or Venus to link with a rising planet far from the Sun are hard to meet, while rows whose partners are Mars, Jupiter or Saturn - which have extra aspects - are easier. That is consistent with the sample: the Saturn row (partners Mars and Jupiter) appeared most, and the Moon and Jupiter rows, each needing Mercury, did not appear at all.

How rare it is

The seven rows together fired in 18 of 3,000 sampled birth moments 1985-2060 - 0.6 percent, about one moment in 170. That is several times more often than the Great Affluence rows (4 in the same sample) but still rare. Each row needs one of at most two ascendant signs, the right planet rising in it, and two or three other planets placed so as to reach the ascendant. Five of the seven rows appeared in the sample, with the Saturn row most often (6) and the Moon and Jupiter rows not at all.

RowMoments in the sample (IST, New Delhi)
Saturn (Sl. 15)1991-05-13, 1993-01-12, 1993-10-12, 2021-11-20, 2049-12-29, 2050-05-15
Mercury (Sl. 12)1990-06-28, 2009-09-19, 2033-06-26, 2034-08-28, 2047-09-13
Venus (Sl. 14)2027-10-19, 2043-10-23, 2051-10-25, 2054-07-05
Sun (Sl. 9)1991-08-21, 2039-09-02
Mars (Sl. 11)1993-12-06
Dates of the 18 moments; same walk as engine-facts.mjs, tallied from detectYogas output, run 2026-10-13. Times are in the provenance comment of this page.

The dates cluster. Several Saturn-row moments fall in 1991-1993 and 2049-2050, when slow Saturn was in its own signs, and they recur only when the faster ascendant and partners line up again. A rare yoga built on a slow planet tends to come in such runs, separated by long gaps - one more reason a single frequency figure is only a rough guide.

Worked example: a 1990 New Delhi chart

The engine's search found this chart first: 28 June 1990 at 05:40 IST in New Delhi. Re-enter it in the birth chart calculator. The ascendant is Gemini at 14.6 degrees.

GrahaSign and degreeHouseEngine notes
MercuryGemini 6.591Own sign, combust
SunGemini 12.351Enemy sign
JupiterGemini 24.951Enemy sign
SaturnSagittarius 29.447Enemy sign, retrograde
MoonLeo 20.143Friendly sign
MarsPisces 26.210Friendly sign
VenusTaurus 9.8312Own sign
Rahu / KetuCapricorn 15.31 / Cancer 15.318 / 2
engine-facts.mjs dhan-yoga-wealth, run 2026-10-13.
  1. The ascendant is Gemini, one of Mercury's own signs, and Mercury is in it. The first part of Sl. 12 holds.
  2. Jupiter is also in Gemini, the 1st house: joined with Mercury.
  3. Saturn is in Sagittarius, the 7th house, and casts its 7th aspect onto the 1st: aspecting Mercury.
  4. Both named partners are linked, by different routes. Sl. 12 is met.

The engine reports Dhan Yoga (Wealth) with Mercury, Saturn and Jupiter and the sentence "Mercury occupies its own sign in your Ascendant, conjunct with or aspected by Saturn and Jupiter." Now apply Sl. 17's instruction to weigh strength. Mercury is combust, within reach of the Sun in the same sign; Jupiter and Saturn are both in signs the engine grades as enemy signs, and Saturn sits at the very last degree of Sagittarius. None of this stops the yoga as coded, and all of it is what the text tells a reader to consider. The same chart also returns Bhadra Yoga (Mercury in its own sign in a kendra), Amala, Vasi, Pasa, Vimala and the Kendra-Kona Raj Yoga.

Dhan Yoga (Wealth) beside its neighbours

Every Wealth row puts a planet in its own sign in the 1st house, which is a kendra. For Mars, Mercury, Jupiter, Venus and Saturn that is exactly the placement of a Panchamahapurusha yoga, so the rows for those five always come with Ruchaka, Bhadra, Hamsa, Malavya or Sasa respectively, as the Bhadra in the example shows. The Sun and Moon rows have no such counterpart. Dhan Yoga (Great Affluence) is the same chapter's other table, built on the 5th and 11th houses.

What the rule does and does not establish

Dhan Yoga (Wealth) establishes that a planet rises in its own sign with its named partners joined to it or aspecting it. BPHS reads that as wealth, ties the timing to the 5th and 9th lords' periods, and asks for the participants' strength to be weighed first. The engine tests the configuration only. A yoga is a named rule about positions, not a promise of money, and with fewer than one chart in a hundred having it, its absence is the ordinary case and means nothing in itself.

To check your chart against all seven rows, run the yoga calculator.

Questions about Dhan Yoga (Wealth)

What is Dhan Yoga (Wealth)?
Any of seven rules in BPHS Ch. 41 Sl. 9-15: a planet rising in its own sign, joined with or aspected by the two or three planets the sloka names.
Can a partner use an aspect instead of being in the 1st house?
Yes. Each named partner may be in the 1st house or aspect it, including the special aspects of Mars, Jupiter and Saturn.
How common is it?
It fired in 18 of 3,000 sampled birth moments 1985-2060 in this engine. The Moon and Jupiter rows did not appear in the sample.
Is a combust or weak planet still counted?
Yes, by the engine. BPHS Ch. 41 Sl. 17 asks for strength and weakness to be weighed; the engine tests positions only.
Does it always come with a Panchamahapurusha yoga?
For the Mars, Mercury, Jupiter, Venus and Saturn rows, yes - the planet is in its own sign in the 1st house, a kendra. The Sun and Moon rows do not.
Which row turned up most often in the sample?
The Saturn row (Sl. 15): Saturn rising in Capricorn or Aquarius with Mars and Jupiter linked to the ascendant, 6 of the 18 moments. The Mercury row came next with 5.
Is this the same as Dhan Yoga (Great Affluence)?
No. Both come from BPHS Ch. 41, but Great Affluence (Sl. 2-8) is built on the 5th and 11th houses and this one (Sl. 9-15) on the ascendant. A chart can have either, both or, far more usually, neither.
Does it promise wealth?
No. BPHS states a result; this app reports a named rule about positions, makes no income forecast and prescribes no remedies.
Now on yourself

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Date, time and place

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